2003
Staggered booking of losses arising from the discounted sale of NPAs to an SPV
Sales of ROPOA covered by SCRs excluded from automatic classification as NPAs
Passage of RA No. 9238, exempting FIs’ transactions from VAT and reverting banks to GRT
Accreditation of qualified TBs as collection agents for the BIR
12-point accreditation program for wholesale lending programs of various GFIs