Annual convention
Thrift Banks 2025: Resilience in Hybrid Banking
Tuesday, July 15, 2025
Dusit Thani Manila, Makati City
Annual gathering of CTB member thrift banks with regulators and industry partners.

Chuchi Fonacier
Deputy Governor · Financial Supervision Sector, Bangko Sentral ng Pilipinas

Mamerto Tangonan
Deputy Governor · Bangko Sentral ng Pilipinas

Domini SD Velasquez
Undersecretary and Chief Economist · Department of Finance

Francis Kong
Founder and CEO · Success Options, Inc.

Stephanie Sy
Founder & Lead Data Scientist · Thinking Machines

Atty. Rorry Torres
General Counsel and Data Governance Solutions Lead · Thinking Machines
08:00 A.M.
Registration
09:00 A.M.
Ribbon Cutting Ceremony / Viewing of Exhibit
Ms. Chuchi G. Fonacier, Deputy Governor, Financial Supervision Sector, BSP; Ms. Mary Jane A. Perreras, President, CTB / Vice-Chairperson, CARD SME Bank; Mr. Jaime Valentin L. Araneta, Co-Chairman, CTB Convention Committee / President, Citystate Savings Bank; Mr. Rodolfo K. Mabiasen, Jr., Co-Chairman, CTB Convention Committee / President, BPI Direct BanKo
09:30 A.M.
Invocation / National Anthem
09:35 A.M.
Declaration of Opening of Convention / Welcome Remarks
Mr. Jaime Valentin L. Araneta, Co-Chairman, CTB Convention Committee
09:40 A.M.
Introduction of Keynote Speaker
Ms. Mary Jane A. Perreras, President, CTB
09:45 A.M.
“Economic Prospects and the State of the Thrift Banking Industry”
Ms. Chuchi G. Fonacier, Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas (BSP)
10:05 A.M.
Panel Discussion / Open Forum
Mr. Jose Vicente L. Alde, Secretary, CTB / President, Philippine Savings Bank; Mr. Argeo J. Melisimo, Trustee, CTB / Vice-Chairman, First Consolidated Bank
10:25 A.M.
Valedictory Address
Mr. Cecilio “Paul” D. San Pedro, Immediate Past President, CTB / President/CEO, Sterling Bank of Asia
10:30 A.M.
Inaugural Address
Ms. Mary Jane A. Perreras, President, CTB
10:35 A.M.
“Modern Core, Modern Bank: Laying Strong Digital Rails for the Next Decade”
Mr. Diwakar Mandal, General Manager – Product Marketing, Mobifin (A Bankai Product)
10:45 A.M.
Panel Discussion: “Beyond Digitization: Reimagining Banking in the Age of AI and Hyper Automation”
Mr. Ravi Madan, AVP – Sales, MobiFin; Mr. Neil Estrellado, SVP and IT Head, Philippine Savings Bank; Mr. Adonis Yap, First VP and Digital Banking Group Head, China Bank Savings; Mr. Marlon R. Umali, CISO, City Savings Bank
11:05 A.M.
“Empowering the next generation of Thrift Banks for The Philippines in the age of AI”
Mr. Rahul Sharda, Senior Consultant, Business Solutions, Temenos
11:25 A.M.
Introduction of Guest Speaker
Mr. Rodolfo K. Mabiasen, Jr., Co-Chairman, CTB Convention Committee
11:30 A.M.
“Setting Strong Foundations for Innovation, The Role of Data Governance in Enabling AI for Thrift banks”
Ms. Stephanie Sy, Founder & Lead Data Scientist; Atty. Rory Torres, General Counsel and Data Governance Solutions Lead, Thinking Machines
11:50 A.M.
Panel Discussion / Open Forum
Mr. Jerome B. Minglana, Auditor/Trustee, CTB / President, Legazpi Savings Bank; Mr. Rolando R. Avante, President and CEO, Philippine Business Bank
12:05 P.M.
Intermission Lunch / Raffle / Viewing of Exhibit
1:30 P.M.
“Digital Disruption, Do or Die”
Mr. Matthew Edmunds, Group CEO, Geniusto
1:55 P.M.
“Shaping Banking’s Next with SaaS – The Finacle Advantage”
Mr. Krishnaswamy Subbarao, Global Head – Platforms, Infosys Finacle
2:10 P.M.
Introduction of Guest Speaker
Mr. Rodolfo K. Mabiasen, Jr., Co-Chairman, CTB Convention Committee
2:15 P.M.
“Leadership in Challenging Times”
Mr. Francis Kong, President and Founder, Success Options, Inc.
2:35 P.M.
Panel Discussion / Open Forum
Mr. Jaime Valentin L. Araneta, Co-Chairman, CTB Convention Committee; Mr. Ruben D. Almendras, Trustee, CTB / Chairman, Dumaguete City Development Bank
2:45 P.M.
“Innovating Resilience: Nextbank’s Role in Strengthening Thrift Banks”
Mr. James Allan To, President, Nextbank, Inc.
2:55 P.M.
“Banking at Scale”
Mr. Sumeet Kumar, Regional Director, TCS B@NCS ASEAN, Tata Consultancy Services (TCS)
3:05 P.M.
“Reshape, Reinforce, Reimagine”
Mr. Arda Lasido, Sales Director, FDS Asya Philippines, Inc. (FDSAP)
3:15 P.M.
Introduction of Guest Speaker
Mr. Rodolfo K. Mabiasen, Jr., Co-Chairman, CTB Convention Committee
3:20 P.M.
“DIGITAL PAYMENTS TRANSFORM: Powering Progress and Inclusion”
Mr. Mamerto Tangonan, Deputy Governor, Payments and Currency Management Sector, Bangko Sentral ng Pilipinas
3:40 P.M.
Panel Discussion / Open Forum
Mr. Redentor “Dennis” C. Bancod, Assistant Governor, Payments and Currency Development Sub-Sector, BSP; Mr. Luis M. Chua, Treasurer/Trustee, CTB / President, Bank of Makati; Mr. Roman G. Leus, Trustee, CTB / President, Malayan Savings Bank
3:55 P.M.
“From Legacy to Leapfrog: A Roadmap to Digital Lending for Thrift Banks”
Mr. Abhishek Arun, President, M2P Solutions Private Limited
4:05 P.M.
“From Regulation to Resilience: A Digital Future for Thrift Banks”
Ms. Shiona Blundell, Global Executive Director for Sales, Sybrin
4:15 P.M.
Special Awards
4:20 P.M.
Coffee Break / Viewing of Exhibit
4:35 P.M.
Introduction of Guest Speaker
Mr. Rodolfo K. Mabiasen, Jr., Co-Chairman, CTB Convention Committee
4:40 P.M.
“Growth by 2025”
Ms. Domini S.D. Velasquez, Undersecretary, Department of Finance (DOF)
5:00 P.M.
Panel Discussion / Open Forum
Mr. Jaime Valentin L. Araneta, Co-Chairman, CTB Convention Committee; Mr. Augusto S. Gonzalez, EVP & Treasurer, Sun Savings Bank
5:15 P.M.
Grand Raffle
Emcees
Mr. Earl Moreno, Marketing Communications Manager, City Savings Bank; Mr. Rex Jardinero, Head, People Experience, Philippine Savings Bank